> For the complete documentation index, see [llms.txt](https://docs.podplay.app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.podplay.app/memberships/managing-memberships/charge-a-membership-with-a-saved-card-or-bank-account.md).

# Charge a Membership with a Saved Card or Bank Account

When you resolve a Membership payment issue, you can charge an active saved card or US ACH bank account on the Customer's profile — not only a booking card. Use this when the Club takes ACH for Memberships, or when the Customer has more than one payment method on file.

## Select a payment method

* Open **Resolve payment issue** from the Customer's Profile
* Keep the payment option set to **Card**
* Under **Payment method**, choose the active saved card or US ACH bank account to charge

The list includes every active card and US ACH bank account on file. PodPlay preselects the Customer's Membership payment method when they have one. If they do not, it preselects their booking default.

## What happens after you confirm

* A card charge usually completes right away and the Membership billing dates update immediately
* An ACH bank charge can stay **processing**. Billing dates update automatically once the bank payment settles
* You will see a success message that the re-charge is processing when the bank has not settled yet

## Tips

* If no payment methods appear, the Customer has no active card or US ACH bank account on file. Use **Payment link**, **Cash**, or **Free of charge** instead
* Clubs that only allow ACH for Memberships can still charge an active saved card from this pop-up when the Customer has one


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